Commercial Vehicle Loans Made Easy

Get financed in a flash: Hit the open road with minimum payments, maximum speed.

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Doloans Edge: Powered By A Grand Commercial Vehicle Loan

Finance your commercial fleet through Doloans - Offering smart moves for every business size.

Key features and details for Doloans Commercial Vehicle loans.
Feature Details
Loan Amount INR 5 Lakhs to 50 Lakhs
Finance Percentage 100% Vehicle Value.
Repayment Tenure Up to 5 Years
Vehicle Type Bus, Truck, Tanker, Tipper, Transit Mixers and Tempos- New and Used
Down Payment Minimal down payment, with some vehicles also being available at 0% deposit
Eligibility Indian Citizens between the ages of 21 and 65

Gear Up With The Best Commercial Vehicle Loan Features

Your partner for commercial vehicle financing defined by ease, efficiency, and economical financing.

Flexible EMI Options

Enjoy a higher level of finance customisations.

Expert Support

Customer service that goes beyond general loan assistance.

Digital Application

Manage your loans anywhere, anytime with any digital device.

No Hidden Charges

Receive complete transparency on your loan agreements.

Do You Qualify?
See Car Loan Eligibility Criteria Below

A quick overview of the Commercial Vehicle loan eligibility criteria.

Eligibility criteria and requirements for Commercial Vehicle loan applicants.
Criterion Requirement
Age 21-65 years
Employment Salaried / Self-Employed
Work Experience At least 1 to 3 years of stable employment and income
Credit Score 500+
Financing 100% Value of the Vehicle
GST Registration Mandatory for Businesses
Car on the road representing car loan eligibility

Why Is Doloans Your Ideal Commercial Vehicle Loan Partner?

Ditch the old books! Finance your next commercial vehicle loan with Doloans. Here’s Why?:

More Savings, Less Strain

Enjoy a free cash flow with the lowest interest rates and flexible EMI payments.

0%

No Downtime, No Downpayment

Special schemes for commercial vehicles without any down payment and quick loan disbursal.

Paperwork! What’s That?

Sign up for a loan anywhere, anytime- Quick, Easy and 100% Online.

No Fees, No Shock

We only offer transparent loan agreements with zero hidden charges.

Supported by Top-Leading Lenders

We have partnered with India’s most trusted banks and NBFCs, bringing you only the most competitive loan offers.

Refinancing was Never this Easy

It’s never too late to level up! Refinance your loan with minimal steps and zero hassle.

Apply For A Commercial Vehicle Loan Online
In Just 3 Simple Steps

From eligibility to disbursal — here's how to secure your Commercial Vehicle loan without stepping out.

Check Your Car Loan Eligibility

Enter basic details like your income, employment type, and city to know your eligibility in seconds.

Get Approved in 3..2..1...

Why wait for weeks? Get instant loan approval within 24-48 hours.

Funds Credited Instantly!

After the relevant documents are approved and submitted, the loan amount will be deposited directly into your bank account.

Person reviewing documents and completing an online loan application
Start Your Application

Smart EMI Calculator for
Commercial Vehicle Loan

Loan Amount
₹10,00,000
Interest Rate
9%
Loan Term
5Yr
Break-up of Total Payment
₹ 20,758Per Month EMI for 5 Years
Twenty Thousand Seven Hundred And Fifty Eight

Principal Amount (Total Amount for loan)

₹10,00,000

Interest Payable (Total Interest throughout the loan duration)

₹2,45,501
Total Amount payable
₹12,45,501

EMI Payment Schedule

View Monthly and Yearly Payments

Partnered With The Best Banks & NBFCs

Choose the Best Commercial Vehicle Loan from 50+ Trusted Lenders to Suit Your Unique Needs

IndusInd Bank
ICICI Bank
HDFC Bank
IDFC FIRST Bank
InCred
Piramal Finance
Tata Capital
Bajaj Finserv

Smart Strategies For Your
Best Car Loan Online

Proven tips and tricks that help you save thousands.

  • Low CIBIL Score? Think of a credible co-applicant
  • Compare vehicles and loan structures
  • High down payment = Lower EMIs
  • Pre-approval saves time, stress, and surprises
  • Choose a vehicle that works, not just what looks cool
  • Prioritise EMI affordability over Loan Eligibility
Apply Now

Commercial Vehicle Loan Documents You Need

Getting your commercial vehicle loan is simpler than you think. Here is a checklist for all documents that you might need to submit to apply for a commercial vehicle loan.

  • PAN Card (Copy)
  • Aadhaar Card (Copy - for ID & Address Proof)
  • Recent Passport-sized Photographs
  • Latest Salary Slips (e.g., last 3 to 6 months)
  • Bank Account Statements (e.g., last 6 months, showing salary credits)
  • Form 16 or Income Tax Returns (Latest)
  • Employment ID Card / Proof of Employment (e.g., Appointment Letter)
  • Income Tax Returns of the last 2 to 3 years
  • Financial Statements for the previous 2-3 years
  • Bank Account Statements of the last 6 to 12 months
  • Proof of Business Existence (e.g., GST Registration, Shop Act License, Partnership Deed, etc.)
  • Office Address Proof
  • Proof of Business for the past 2-3 months
  • Business Registration Documents and Address Proof

Have Questions? We’ve Got Answers!

Find quick answers to common questions about our Commercial Vehicle loan products and processes.

Which vehicles are eligible under a commercial vehicle loan?
Doloans helps you finance various commercial vehicles, including buses, trucks, tankers, tippers, transit mixers and tempos.
How much is a CIBIL score needed for a Commercial Vehicle loan?
Most lenders consider a CIBIL score of at least 500. A higher score may help you get better Commercial Vehicle loan interest rates.
How does a commercial vehicle loan differ from a personal vehicle loan?
A personal vehicle loan is for private vehicles for individual use, while commercial vehicle loans are designed for vehicles used for business or income-generating purposes.
Can logistics companies, transport businesses, or self-employed individuals apply for a commercial vehicle loan?
Yes, business owners and all types of businesses are eligible to apply for commercial vehicle loans.
Are first-time buyers or small fleet owners eligible for commercial vehicle financing?
Doloans offers first-time buyers and small fleet operators commercial vehicle loan options.
What is the minimum income or business history required to apply for a commercial vehicle loan?
Lenders may vary in their income criteria, but most require a stable income and a business track record of at least two years.
What are the loan tenure options?
You can choose a car loan tenure from 1 year to 5 years (12 to 60 months). Pick what fits your budget.
Is a CIBIL score compulsory for getting a commercial vehicle loan?
While a strong CIBIL score improves your chances, Doloans also partners with lenders who consider applications with lower scores.
Do I need GST registration to qualify for a commercial vehicle loan?
GST registration may be required for businesses, especially if you're applying as a company or partnership.
What is the highest loan amount for commercial vehicle financing?
Loan amounts typically range from ₹1 lakh to ₹1 crore or more, depending on the type of vehicle, your business profile, and the lender.
Can I get a top-up on my existing commercial vehicle loan?
Many of our lending partners offer top-up loans on existing vehicle loans.

Disclaimer:

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