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Choosing a credit card becomes easier when you know what each bank offers, and Axis Bank has built a wide range that fits everyday spending and long-term plans. People often look at rewards, travel perks, fuel savings, and quick approvals while comparing options, and Axis Bank covers these needs with cards across different budgets. These credit cards can help you manage payments, track expenses, and earn reward points on simple daily purchases. Many users prefer Axis credit cards because they are easy to operate and offer useful features. If you plan to get one, the application process is quick and simple through Doloans.
Before you go for an Axis Bank credit card, it is useful to know the main costs that may come with it. These charges are standard for most retail cards, although a few premium cards can have different slabs. All amounts are before GST.
| Type | Fees & Charges |
| Annual fees | Nil to ₹ 50,000 |
| Interest rates & finance charges | 3.75% per month (45% annum) |
| Late payment fees & other charges | ● <500 = Nil ● ₹ 501 – ₹ 5000 = ₹ 500 ● ₹ 5001 – ₹ 10,000 = ₹ 750 ● > ₹ 10,000 = ₹ 1,200 |
| Foreign transaction fees | Nil to 3.5% (Depending on the card type) |
When you pick an Axis Bank credit card, you do not just get a way to spend. You also get a set of services that make daily payments and bigger purchases easier to handle. Here are some key benefits of Axis Bank crest cards:
Before you apply for an Axis Bank credit card, it helps to understand the basic conditions the bank uses to check who can get a card. These points are simple and apply to most retail cards across the bank’s range. The table below shows the key eligibility requirements:
| Criteria | Details |
| Age | 18 to 70. Burgundy customers can hold a card until the age of 80. |
| Income | Minimum of ₹15,000 every month. |
| Residential status | An Indian resident or a non-resident Indian (NRI). |
| Documents required | You usually need a PAN and identity or address proof, such as Aadhaar, passport, or driving licence, along with income proof, such as salary slips or IT returns. |
When you start an Axis Bank credit card application, the bank first checks your basic details. For that, you need to share a few standard documents. Keeping them ready makes the whole Axis Bank credit card application process smoother and quicker:
Sometimes you may need to suspend your Axis Bank credit card for safety, or resume it when everything is fine again. Axis Bank offers simple ways to block or unblock your card, available online and offline. Here’s how you can manage it simply:
Picking the right Axis Bank credit card becomes easier when you look at your spending habits and what you expect from the card. Since Axis offers many options, the best choice depends on how you use the card each month. Here are simple points to help you decide:
Using an Axis Bank credit card can give you good value if you pay attention to where and how you spend. Rewards grow faster when you use the card in the right places and manage your payments smartly. Here are simple ways to make the most out of your Axis credit card rewards:
Applying for an Axis Bank credit card through Doloans is simple and works well for first-time users. The process is quick, and you can complete it in a few minutes with basic information. Here is how you can do it step by step:
Find quick answers to common questions about Credit Cards.
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