Instant Two Wheeler Loans That
Drive Your Dreams

Find competitive two-wheeler loan interest rate options with easy EMIs for your new ride.

Apply Now Calculate EMI

Doloans Edge: Bike Loan Highlights

Get an instant overview of the bike loans, offering quick approvals, great value, and total convenience.

Key features and details for Doloans Bike loans.
Feature Details
Interest Rates Starts from 9.5% p.a.
Tenure 1 to 5 Years (up to 7 in some cases)
Processing Fee 1% to 2.5% of the loan amount
Car Age Limit Up to 8–10 years (at end of loan term)
Loan-to-Value (LTV) Up to 90% of a car's current value

Gear Up With The Best Two-Wheeler Loan Features

From affordable bike finance interest rates to flexible repayment plans, these benefits ensure your two-wheeler purchase is smooth and budget-friendly.

Easy Repayment Terms

Flexible EMI options. Repay your car loan conveniently.

High On-Road Funding

Finance a major portion of your new two-wheeler's cost.

Digital Application

Apply for a bike loan online in minutes. Quick, paperless, and easy process.

Fast Disbursal

Quick loan approval & disbursal. Get your two-wheeler funds swiftly.

Do You Qualify?
See Dream Bike Loan Eligibility Criteria Below

Check these simple criteria for your two-wheeler loan.

Eligibility criteria and requirements for car loan applicants.
Criterion Requirement
Age 21-60 years
Employment Salaried / Self-Employed
Income Min. Threshold Met
Credit Score 650+
Work Experience 1-2 years+
Car on the road representing car loan eligibility

Why Is Doloans Your Ideal Bike Loan Partner?

Your journey to owning the perfect bike should be exciting, not stressful. Here's how:

Ride Now, Pay Later Easily

Super affordable EMIs designed for your two-wheeler budget.

0%

All Two-Wheeler Types Covered

Finance your dream scooter, commuter, or sports bike with us.

Zero Hassle, Maximum Joy

Apply for a bike loan online, from start to finish. Quick, easy, paperless.

No Credit Score Impact

Check eligibility without affecting your credit score. Apply safely.

Instant Funds

Lightning-fast bike loan approval to get you riding today.

Trusted Lending Partners

Access loan offers from India’s top NBFCs and banks through a single platform.

Apply For A Two-Wheeler Loan Online
In Just 3 Simple Steps

From eligibility to disbursal — here's how to secure your Two-Wheeler loan without stepping out.

Check Your Car Loan Eligibility

Enter basic details like your income, employment type, and city to know your eligibility in seconds.

Compare & Choose the Best Bike Loan

Explore bike loan offers with attractive bike loan interest rates and flexible EMIs from our network of trusted lending partners.

Get Verified & Get Your Two-Wheeler Funded

Submit your documents digitally with ease. Receive quick loan approval and disbursal so you can immediately bring home your new two-wheeler.

Person reviewing documents and completing an online loan application
Start Your Application

Smart EMI Calculator for
Two-Wheeler Loan

Loan Amount
₹10,00,000
Interest Rate
9%
Loan Term
5Yr
Break-up of Total Payment
₹ 20,758Per Month EMI for 5 Years
Twenty Thousand Seven Hundred And Fifty Eight

Principal Amount (Total Amount for loan)

₹10,00,000

Interest Payable (Total Interest throughout the loan duration)

₹2,45,501
Total Amount payable
₹12,45,501

EMI Payment Schedule

View Monthly and Yearly Payments

Partnered With The Best Banks & NBFCs

Choose the Best Bike Loan from 50+ Trusted Lenders to Suit Your Unique Needs

IndusInd Bank
ICICI Bank
HDFC Bank
IDFC FIRST Bank
InCred
Piramal Finance
Tata Capital
Bajaj Finserv
Car Loan Vehicles

Smart Strategies For Your
Best Bike Loan Online

A bit of know-how can lead to your best bike loan. Here’s what you need to consider.

  • Factor in All Bike Costs
  • Opt for Shorter Tenure
  • Choose a Good Lender
  • Understand Loan Coverage
  • Read Loan Terms Carefully
  • Check Bank Deals
Apply Now

Car Loan Documents You Need

A quick checklist of the necessary paperwork for your Doloans bike loans.

  • PAN Card (Copy)
  • Aadhaar Card (Copy - for ID & Address Proof)
  • Recent Passport-sized Photographs
  • Latest Salary Slips (e.g., last 3 to 6 months)
  • Bank Account Statements (e.g., last 6 months, showing salary credits)
  • Form 16 or Income Tax Returns (Latest)
  • Employment ID Card / Proof of Employment (e.g., Appointment Letter)
  • Income Tax Returns of the last 2 to 3 years
  • Financial Statements for the previous 2-3 years
  • Bank Account Statements of the last 6 to 12 months
  • Proof of Business Existence (e.g., GST Registration, Shop Act License, Partnership Deed, etc.)
  • Office Address Proof

Have Questions? We’ve Got Answers!

Find quick answers to common questions about our Two-Wheeler loan products and processes.

Who can apply for a car loan from Doloans?
Anyone between 21 and 60 years old can easily apply through Doloans. You can be eligible if you are salaried or self-employed and your income meets the basic limit. You are also required to hold 1–2 years of work experience.
How much is a CIBIL score needed for a car loan?
Most lenders consider a CIBIL score of at least 650. A higher score may help you get better bike loan interest rates.
Which bikes can I get a loan for?
You can finance almost any new scooter or motorbike, including daily commuters, sporty machines and many battery-powered bikes. If you have a particular make or special edition in mind, just message us and we’ll confirm its eligibility before you apply.
Can self-employed people apply for a new bike loan?
Yes. You can easily apply if you are self-employed or run a business. You must ensure that your income and credit score are stable.
I’m a student. Can I apply with a co-applicant?
Yes. You may qualify if you hold a valid driving licence and add a parent or another trusted adult with steady income as a co-applicant. Their stronger credit history helps balance yours, giving you a fair chance at approval with competitive interest rates.
How much bike loan can I get?
You may be eligible to receive 100% of your bike's on-road price. The final amount may depend on your profile, the bike, and the lender's policy.
Does Doloans help fund used bikes?
We focus on brand-new two-wheelers because they give clearer value and easier paperwork. If you’re eyeing a well-kept second-hand bike, ring our support line or drop an email; we’ll tell you which lenders currently fund pre-owned models and their terms.
Are Doloans car loan interest rates fixed or floating?
Car loan interest rates are usually fixed. This means your EMI stays the same every month. The rate depends on your credit score, bike model, and loan amount.
Can I get a pre-approved loan or ask for a lower rate?
Yes. If you qualify, you may get a pre-approved bike loan offer. Based on your profile, you can also check if a better rate is possible.
How long does the approval and disbursal take?
The process is fast. You can apply with Doloans to fast-track your application. After successfully passing the eligibility test, you can get approval and disbursal quickly.
What are the fees and charges for a car loan?
Every loan carries a one-time processing fee that covers paperwork, technical valuation, and GST. The amount is small compared to the loan size and is shown upfront on your sanction letter, alongside any stamp duty, insurance premium, or other predictable charges.
Can I prepay or close my loan early?
Yes, you can repay your car loan before the full term ends. Some lenders may allow this without charging extra. Check the terms in your agreement.
What documents do I need for a car loan?
You'll need your PAN card, Aadhaar card, proof of income, and bank statements. The documents you need may change depending on whether you are salaried or self-employed.
Will the Registration Certificate be under my name?
The car will be in your name. However, while the loan is active, the lender's name will be shown as a lien on the Registration Certificate.
Do you serve rural areas?
We cover many rural PIN codes through digital paperwork and a wide dealership network. We can process everything online if a partner lender works in your district and local transport rules allow registration.

Disclaimer:

The website may provide information about various loan products, insurance products, credit scores & links to other websites or resources over which Doloans does not have control as such information & links are received from the Banks, NBFCs, Insurance companies & credit rating agencies. Users of this website acknowledge that Doloans is providing these information & links only as a convenience, and further agree that Doloans is not responsible for the veracity of such information. Please note that users are advised to independently verify the information & do other requisite due diligence before making any decision and that Doloans nor its employees, partners, and associated staff are not accountable for any loss, harm, or damage due to usage of information from this website.  And further that user’s use of links to such external websites are subject to the terms of use and privacy policies located on those sites.

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